Collection Beats
— Organise Your Pigmy Routes
Group your customers into a beat — a collection route. Add new customers directly in the app, and hand the route to any agent, any day.
Book a Demo
What is a Collection Beat?
A beat is a group of customer accounts — like "Morning Market Route" or "Ward 4 Route". Create it once, add the customers who belong to it, and it stays ready for every collection day.
You can add customers, accounts and KYC directly in ezPigmy — so a beat is ready to go whether your society already imports a daily file from a core banking system, or you're setting up records for the first time.
This is what people mean by "route management" or "beat management" software for doorstep collection — organising which agent visits which customers, on which day. For PACS, societies and NBFCs running door-to-door pigmy or loan collection across India, it's the difference between a route everyone can see and trust, and one that only lives in one agent's notebook.
Use Cases
Built for the way doorstep collection actually works in India
Pigmy Collection Software for PACS
A Primary Agricultural Credit Society with 200 farmer accounts and 2 field agents doesn't need a core banking system to get organised. Group accounts by village or ward into a beat, and hand the route to whichever agent is free during harvest season or when someone is on leave. Every route stays covered — nothing falls through.
Organising Rounds for Chit Funds & Microfinance Groups
Chit funds, SHGs and microfinance groups running weekly or monthly collection rounds use beats to group members by group or area — so the same route can be handed to any available agent, with no register to rebuild before every round.
Loan Collection Smart POS for NBFCs
NBFCs and other lending institutions already use Beats for individual loan scheme collection — group loans are coming soon. Field agents get one reusable route instead of a fresh list every visit, and every collection feeds straight into ezPigmy's fraud and leakage checks.
Smart POS for Jewellery Gold Harvesting Schemes
Jewellery shops running a gold harvesting or gold savings scheme collect a fixed monthly instalment from hundreds of customers before the final purchase. Group customers into a beat by route or locality, and any agent can carry the same Smart POS device to collect cash or UPI on schedule — every instalment recorded against the customer's scheme account automatically.
Pigmy Collection for PACS and Cooperative Societies
Everything a PACS branch needs to run a doorstep pigmy collection route
One Smart POS Your Field Staff Already Use
PACS branches don't need new hardware or extra training. The same ezPigmy Smart POS device used for daily pigmy rounds runs Beats too — group farmer accounts into a route once, and the route is ready for the next collection day.
One Route, Any Available Agent
A beat isn't tied to one agent. During harvest season or when a regular collector is on leave, hand the same village or ward route to whichever agent is free that day — no route goes uncovered.
Daily Doorstep Collection Without a Paper Register
PACS field staff collecting daily or weekly instalments from farmer accounts get a saved route instead of rewriting the customer list by hand every morning.
Collect Cash or UPI at the Farmer's Door
Agents record every pigmy instalment on the spot, in cash or UPI, straight into the farmer's account — no manual entry back at the branch.
Every Instalment Recorded Against the Right Account
Collections feed straight into the customer's PACS account, so the branch always has an accurate, up-to-date collection record without reconciling paper registers.
Combine Routes for Big Collection Days
During harvest season or a festival collection push, start one session with two or more beats together instead of splitting the day across separate registers — one branch manager can cover more villages without extra planning.
Chit Fund & Microfinance Collection Rounds
Everything a chit fund or microfinance group needs to run a doorstep collection round
One Smart POS for Every Weekly or Monthly Round
Chit funds, SHGs and microfinance groups running recurring collection don't need separate tracking — group members by chit group or area into a beat on the same ezPigmy Smart POS device, and the round is ready every time it comes up.
Hand the Round to Any Available Agent
If your regular collector is unavailable, any agent can pick up the same beat that day — the group's members and dues are already loaded, nothing to re-explain.
No Two Agents Collecting the Same Round
A beat can only be inside one active collection session at a time, so a chit group or SHG round can never be collected twice by mistake.
Collect Instalments in Cash or UPI
Members can pay their weekly or monthly instalment in cash or UPI, recorded on the spot — no separate passbook entry needed later.
A Running Record for Every Member
Every instalment collected is logged against the member's account automatically, so the group or SHG always has a clear, current collection history.
Combine Beats for Bigger Collection Days
When more than one group's round falls on the same day, start a single session with multiple beats together — no need to split collection across separate rounds or registers.
NBFC Loan Collection With Beats
Everything an NBFC needs to run doorstep EMI collection routes
A Loan Collection Smart POS Your Agents Already Use
NBFCs already use the same ezPigmy Smart POS device for individual loan scheme collection — group loan accounts into a beat by route, and hand any agent the same device with the day's list ready.
Reassign a Route Without Losing a Collection Day
When a field agent is on leave or reassigned, the same beat — and every account in it — can go to another agent immediately, so a loan round is never skipped.
Doorstep EMI Collection, One Route at a Time
Field agents collect EMIs door to door using one saved route instead of a fresh list every visit — group loans and other loan types are coming soon to Beats.
Cash or UPI Collection With Fraud Checks Built In
Every EMI collected in cash or UPI feeds straight into ezPigmy's fraud and leakage checks, so collections stay accountable without extra paperwork.
Every EMI Tracked Against the Loan Account
Each payment is recorded automatically against the borrower's loan account, giving the NBFC a live, accurate collection record for every route.
Combine Routes on Heavy Collection Days
On a month-end or heavy EMI collection day, combine two or more beats into a single session instead of running separate rounds — one agent can cover more accounts without extra setup.
Gold Harvesting Scheme Collection for Jewellery Shops
Everything a jewellery shop needs to run a Gold Harvesting Scheme collection round
A Gold Harvesting Scheme POS, Not a Separate App
Jewellery shops don't need new hardware. The same device ezPigmy already runs for doorstep collection becomes a Gold Harvesting Scheme collection device — a Gold Scheme Collection Device and Smart POS for Jewellery Shops in one, with the route ready before the agent leaves the shop.
One Jewellery Scheme Collection System, Any Agent
Group your Gold Harvesting Scheme customers into a beat by area or route, and assign the agent only when collection starts. It works as a Gold Scheme Agent Collection System and a Jewellery Agent Collection POS in one — if your regular agent is on leave, hand the same route and the same device to someone else that day.
Doorstep Collection for Monthly Gold Harvesting Scheme Instalments
Gold Scheme Doorstep Collection stays organised even with hundreds of customers paying a fixed instalment every month. Jewellery Monthly Scheme Collection rounds are saved as a beat once — no re-writing the customer list before every visit.
Collect Gold Harvesting Scheme Payments in Cash or UPI
Gold Scheme UPI Payment Collection and cash collection both work on the same device — Gold Scheme Collection Through POS either way — with every payment recorded the moment it's taken.
Every Instalment Tracked Against the Gold Savings Scheme Account
ezPigmy works as a Gold Savings Scheme Collection System and a Jewellery Scheme Payment Collection Device together — each instalment is recorded automatically against the customer's scheme account, so the shop always has an accurate running ledger without a paper register.
Combine Routes During Festival Season
During Akshaya Tritiya or festival season when scheme collection volumes spike, combine two or more beats into a single session — the same Smart POS covers more customers in one round without extra setup.
What You Can Do With Collection Beats
Everything you need to organise doorstep collection routes
Make a Route in Minutes
Name a beat, pick a branch, add the accounts that belong to it.
Assign the Agent at Start of Day
A beat isn't tied to one agent. If the regular agent is on leave, hand the same beat to someone else that day.
No Double Collection
A beat can only be in one active session at a time. Two agents can never collect the same route on the same day.
Combine Routes When Needed
Cover more ground on a busy day by starting one session with two or more beats together.
Set Up Once, Use Every Day
A beat stays saved. No re-entering the customer list for every round.
Shows Up in Your Reports
Every beat's collections flow straight into ezPigmy's day-wise, agent-wise and area-wise reports — no separate tracking to maintain.
Built-In Fraud & Leakage Checks
Beat-based sessions are time-stamped and tied to an agent ID, so they feed the same anomaly alerts and leakage tracking used across ezPigmy — full audit trail, no extra setup.
Instant SMS & WhatsApp Alerts
Every beat collection triggers the same automatic SMS or WhatsApp message ezPigmy already sends — confirming the amount, agent name, and date straight to the customer.
Accept UPI at Every Stop
Agents collecting on a beat can take UPI, cash, or cheque on the same device — every payment recorded and receipted instantly, whichever way the customer pays.
How Collection Beats Work
Create a Beat
Name it (e.g. "Ward 4 Route") and pick the branch.
Add Accounts
Search and add customer accounts to the route, or add a new customer directly, right in the app.
Start a Collection Session
Pick one or more beats for the day.
Assign an Agent
Choose who covers the beat today.
Collect & Track
The agent collects from the beat's accounts; everything is recorded automatically.
Collect With a Handheld Machine
Beats organise who to collect from — the ezPigmy handheld POS machine is how agents collect on the ground.
Learn about the collection machine →Accept UPI at the Doorstep
Every account in a beat can be collected by cash, UPI, or cheque — all on the same device.
See how UPI collection works →Collection Beats vs. Manual Route Lists
| Feature | Without Beats | With ezPigmy Beats |
|---|---|---|
| Customer list for collection | Paper register or memory | Saved beat, ready anytime |
| Customer payment history | Scattered across registers, hard to trace | Full ledger maintained per customer, always up to date |
| Agent on leave | Route skipped or copied by hand | Hand the same beat to another agent |
| Same route collected twice | Possible, hard to catch | Blocked — one beat, one active session |
| Big collection day | Split manually across registers | Combine beats into one session |
| Daily list preparation | Re-written every day | Saved once, reused every day |
Frequently Asked Questions
ezPigmy
Organise Your Collection Routes With Beats
See how Beats can help your PACS, society, chit fund, or lending institution run doorstep collection with less paperwork and no double visits.
Request a Free Demo